Hasanah, Khuzaematul, AND Riyadi, Selamet. " PENGARUH NON PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR), DAN BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO) TERHADAP RETURN ON ASSET (ROA) PADA BANK SYARIAH MANDIRI PERIODE 2015-2019" Jurnal Ilmiah Akuntansi Rahmaniyah [Online], Volume 4 Number 2 (15 August 2021)