RIMBANO, Dheo.
 PENERAPAN SPIāCOSO ATAS PEMBERIAN KREDIT DANA  BERGULIR KOTAKU.
Jurnal Manajemen Kompeten, [S.l.], v. 1, n. 2, p. 11 - 23, jan. 2019.
ISSN 2621-5381.
Available at: <https://jurnal.irs.ac.id/index.php/mnjm/article/view/47>. Date accessed: 31 oct. 2025.
doi: https://doi.org/10.51877/mnjm.v1i2.47.